These terms of use and any non-contractual obligations arising out of or in relation to the terms of use shall be governed by and will be interpreted in accordance with the laws of the State of Missouri, U.S.A.
and Tamil Nadu, India (without regard to its conflict of law provisions), except as otherwise provided under mandatory local legislation of your place of residence.
Any claim, dispute, or controversy (whether in contract, tort or otherwise, whether preexisting, present or future, and including, but not limited to, statutory, common law, intentional tort and equitable claims)
arising out of or relating to these terms of use or the breach, termination or validity thereof, and/or the relationships which result from these terms of use (including, to the full extent permitted by
applicable law, relationships with third parties who are not signatories hereto) (collectively, a "claim") will be resolved, upon the election of Hizon, exclusively and finally by binding arbitration. If
arbitration is chosen, it will be conducted pursuant to the rules of the American Arbitration Association. If arbitration is not chosen, the claim shall be submitted to the exclusive jurisdiction of the
courts in the city of St. Louis, Missouri U.S.A. or Chennai, Tamil Nadu, India, if arbitration is chosen by any party with respect to a claim, neither Hizon nor user will have the right to litigate that
claim in court or to have a jury trial on that claim or to engage in pre-arbitration discovery, except as provided for in the applicable arbitration rules or by agreement of the parties involved. Further,
user will not have the right to participate as a representative or member of any class of claimants pertaining to any claim. Notwithstanding any choice of law provision included in these terms of use, this
arbitration agreement is subject to the arbitration act as per the laws applicable in the city of St. Louis, Missouri U.S.A. or Chennai, Tamil Nadu, India. The arbitration will take place exclusively in
the city of Chennai, Tamil Nadu. Any court having jurisdiction may enter judgment on the award rendered by the arbitrator(s). Each party involved will bear its own cost of any legal representation, discovery
or research required to complete arbitration. The existence or results of any arbitration will be treated as confidential. The only claims excluded from this arbitration provision are claims for which mandatory
arbitration would be invalid as a matter of applicable law. As a result, this submission of disputes to arbitration at Hizon’s election may not apply to you or your jurisdiction.
In the event of any claim, the prevailing party shall be entitled to additionally recover reasonable legal expenses and costs, including attorney’s fees, from the other party.